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Mortgage Modification - How It Works
Illinois Mortgage
Modification searched for the best law firm in Cook,
DuPage, Lake, Kane and Will Counties and found
Storto and Finn. Our staff used Storto and Finn for
legal matters and was so impressed by their caring
nature and their expert knowledge of the law that it was
not a big leap to decide that this law firm would be the
one and only firm to handle our most valuable clients.
This law firm is different because as clients ourselves,
we we're able to get quick appointments, calls back when
promised and best of all, we are not "just another
client".
Storto and Finn delivered what they promised. When
something as important as saving a homeowner from
foreclosure came up, we knew that this was the only firm
to recommend.
THE BEGINNING OF YOUR PEACE OF MIND
It all starts with the simple form online. This will be
given to the legal team who will call you for either a
phone or face to face free consultation to discuss your
hardship.
You will be asked several questions you already know the
answer and the attorney will determine if your situation
is acceptable for a mortgage modification. You will be
asked to provide some information in order to proceed:
HARDSHIP LETTER
What happened? Plain and simple. We will need to know
the reason for the lack of payments, what you have done
to solve this including any people you have spoken to
and what dates did these attempts occur. We will be
happy to give you counsel if needed but this needs to be
in your own words and to the point.
FEDERAL TAX RETURNS
Don't have them? Let us know so we can solve this for
you but if you do. We will need the W2's of the last 2
years.
BANK STATEMENTS
We will need to see the last two months of all accounts
in your name.
PROOF OF INCOME
If you are employed we will need the last two months pay
stubs but if youa re self employed we will need the
1040's for the last 2 years.
LENDER AND LOAN DOCUMENTS
We will need you to provide all your original mortgage
documents.
Armed with these documents and payment of our services,
we will be able to provide the legal team everything
they need to successfully process your modification.
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